Discover how we are helping dentists increase case acceptance and cashflow with no merchant fees, zero admin and commission on every approved application!

At One Finance Australia, we’re more than just a finance provider, we’re your strategic growth partner.

We understand the challenges dental professionals face when patients hesitate due to cost. Every time a patient walks away from treatment due to affordability, that’s not just missed revenue, it’s a missed opportunity to deliver care. That’s why we’ve built a simple, compliant, and patient-first finance solution that removes these barriers, helping more patients say yes sooner with NO cost to you, plus you earn commission on every approved loan.

Why Partner with One Finance?

Benefit For Practice

No Merchant Fees or set up costs

You heard right, no merchant fees, no setup costs! No admin required, patients apply directly, in line with upcoming legislative changes

Get Paid up-front

We handle the finance process, end to end, so you can get paid upfront

Earn commission on every approved loan

That's right earn commission on every approved loan, plus additional bonuses for volume referrals

Fully ASIC Compliant

We are aligned with upcoming BNPL legislation

Loan options for everyone

We offer finance from $3,000- $80,000 with flexible payment terms

Marketing tools and support

Marketing tools, support and training provided to support patient acceptance rates

Benefit for Patient

Real People, Real Support

Our team offers genuine, personalised support that’s friendly, approachable, and always judgement-free.

Instant pre-approval

Pre-approval in minutes, entire online application takes just 10 minutes

Flexible Payment Plans

Finance from just $11/week, with custom terms up to 7 years, zero deposit, and no hidden fees.

No Paperwork

Apply online in minutes with support just a phone call away

No Deposit Needed

No deposit needed ,so treatment can be planned right away

Flexible Finance

Finance solutions to suit most situations, with access 40 + reputable lenders

What is the cost to the patient?

We work with over 40 lenders, giving us flexibility to support a wide range of credit profiles from excellent to fair. We specialise in patients that have been declined previously with a high approval rate on these cases.

Interest rates can start from just 5.67% (secured) and 6.30% (unsecured), depending on the customer's individual circumstances, including credit history, living arrangements, and the type of loan selected. Rates and fees are tailored to each customer profile and do vary based on the selected lender.

Patients can estimate their loan repayments (excluding fees) using our loan calculator available on our application page.

_{* Credit assessments takes into consideration a range of factors, in additional to the customer credit score to determine a holistic view of an applicant's financial situation.}

Already have a finance partner? No problem.

One Finance is designed to complement your existing providers, not compete with them. We offer a unique point of difference, no merchant fees, zero setup costs, and a commission paid to your practice on every approved loan. Plus with access to 40 plus lenders, we are able to service a wide range of credit profiles.

Book your free Intro Call Today!

We’re passionate about working with dental professionals and have taken the time to understand the gaps in traditional patient finance models. Whether you’re offering major treatments or cosmetic enhancements, our flexible funding options empower your patients while increasing your practice’s profitability, without added stress or risk.

Let’s work together to unlock growth for your practice.
Book a 30-minute intro call or visit our dedicated Dental Partner page to download a copy of our Partnering for Growth eBook, we’d love to show you what’s possible.

Want to learn more? Visit our dedicated Dental Partners Page



Partnerships Team | One Finance Australia
mel@onefinanceaustralia.com | 1300 536 159 | 0400 974 805
www.onefinanceaustralia.com

_{Australian Credit License 546447.
ACN 664 898 846. ABN 69 664 898 846.}

_{One Finance Australia
Suite 1, Level 19/10 Eagle Street, Brisbane, QLD, 4000, Australia}